Brevard County is among the top location choices for people moving in from out of Florida. The area’s housing space is usually a see-saw between sellers’ and buyers’ markets. If you’re looking for quick financing or guidance in the competitive market, reach out to Hard Money Loan Solutions (HMLS).

We have 20+ years of experience in Florida real estate and provide fast access to private capital for investors and homeowners. We serve in all Brevard County locations, including:

  • Titusville
  • Cocoa Beach
  • Cape Canaveral
  • Indian Harbour Beach

Call HMLS today and get approved for your next purchase, construction, refinance, rehab, or fix-and-flip project!

Best Bridge and Hard Money Loans in Brevard County

Hard Money Loan Solutions is your ideal lender for bridge and hard money loans, both being privately acquired short-term mortgages used to move fast in real estate markets. Our funding is preferred over conventional financing arrangements made by banks and larger financial institutions because we:

  • Provide flexible, client-focused lending
  • Have no bureaucratic credit or income checks
  • Have minimal documentation requirements (no bank/income statements or tax returns)
  • Deliver funds within 3–14 days
  • Can finance out-of-the-ordinary transactions

HMLS offers residential and commercial loans specifically designed for Brevard County. Our team handles applications in-house, approving loans based on the underlying collateral value. For construction or house-flip projects, we don’t require minimum experience but focus on the viability and profitability aspects.

At HMLS, you receive a tailor-made loan structure based on your comfort. Collaborate with us to customize a loan within the following parameters:

  1. Loan size—$100K–$50M+
  2. Interest rate—9.99%–12%
  3. LTV—Up to 70%
  4. Tenure—Up to 3 years
  5. Rate type—Fixed
  6. Closing time—Up to 2 weeks
  7. Origination fee—2%
  8. Retainer fee—$1,500

Our loans are non-amortized to suit the cash flow of investments and temporary loans. You pay interest-only dues every month and repay the principal at maturity when you sell or get a refinance. Give us a call at (855)-244-2220 for stress-free funding!

Why HMLS Is the Best Mortgage Lender in Brevard County, Florida

We provide unparalleled 5-star-rated service in the county—our motto is not mere profits but client success. With HMLS, you get:

  • One-on-one professional guidance on local investments (free of cost)
  • To-the-point communication
  • Legally compliant, ethical products
  • Responsive and friendly team

The best part of working with us is cost savings. Our pricing is reasonable and free from junk elements. We offer versatile loans that cover all properties, including:

  • Single- or multi-family units (owner- or non-owner-occupied)
  • Apartments/condos
  • Townhouses
  • REOs/foreclosure properties
  • Luxury homes
  • Commercial structures
  • Special-purpose structures (call us for details!)

What Drives the Housing Market in Brevard County, FL?

Brevard County lies on the central east coast of Florida and is one of the hottest markets in Florida, both in terms of tourism and housing. Most cities in the area have been enjoying a post-COVID-19 tourism boom, which has flamed a higher demand for rentals and beachside vacation homes.

The population in the county has increased by 13.4% in the decade between 2010 and 2021, with the rise being steeper since 2014. Many new residents have moved for employment or are retirees. 

Source: USAFacts

Brevard County’s main attraction factor is its core vibe as a modernistic beach locality that’s also relatively affordable. It has mood-lifting sunny weather throughout the year, providing a lot of outdoor recreational options, such as:

  • Wildlife spotting and rehabilitation
  • Hiking across scenic trails
  • Water sports

As for families with kids, there are about 114 public schools and 71 private schools in the county, including premier institutions like Wesh Shore High School and Eastern Florida State College. Being home to Kennedy Space Center, Brevard County has thousands of well-paid job options in the science and aerospace field. The balanced prospects in the county keep its housing market evergreen.

Start your investment in Brevard County with Hard Money Loan Solutions. Contact us at (855)-244-2220 for one-day approvals!

Recent Housing Market Trends in Brevard County, FL

If you like making data-driven decisions, check out the recent statistical data on Brevard County’s housing market:



7% increase in median sale price (2022–2023)

The median sale price of Brevard County homes increased by 7% annually. The housing catalog has listings from $5,000 up to $27,000,000

Listed homes remain on sale for a median of 81 days (2023)

Sellers are currently choosing to wait to find buyers at the list price. The sale-to-list price ratio is 100%, which is promising

The average rental price is $1,750 (2022)

The rental prices in the county have increased due to high housing prices and tight inventory. 55% of the rentals are apartments, followed by single-family homes (35%)

*Sourced from reports available on Redfin and PRLog

If you want to invest smarter, HMLS can offer up-to-date local market trends specific to your deal. Call us at (855)-244-2220 to benefit from the Brevard County housing market boom!

Brevard County, Florida—Investor Groups To Explore

Investing experience in Brevard County can be enhanced by participating in relevant local groups. Here are our best picks:

  1. Space Coast Association of REALTORS—A professional trade association founded in 1959, Space Coast Association of REALTORS is your ideal community for furthering your goals in the Brevard market. You need a Letter of Good Standing to apply for membership
  2. Central Florida Realty Investors (CFRI)—CFRI memberships start at $75. The group is headquartered in Orlando and focuses more on fix-and-flip networking
  3. Brevard County Chambers Of Commerce—If you want to invest in a particular Brevard County city, tap into the local chamber body for networking support 

Investment Prospects Beyond Brevard County, FL

With HMLS financing, you can always expand your investments with the latest profitable deals—here are some more booming markets for you:

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


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