Address: Naples, FL 34102
ARV: $3,000,000 (As-is)
Loan Amount: $1,400,000
Loan Structure: 24 Months Interest Only
Interest Rate: 13%
LTV 60%
Loan Purpose: Cash Out
Funded August 14, 2025
At HML Solutions, we understand that real estate can be a powerful tool to fuel business growth—and this Naples, Florida deal is a perfect example.
Our borrower owned a primary residence in Naples, FL, a highly desirable property valued at $3,000,000. With plans to acquire a 10,000-square-foot building for their growing business, they needed fast, strategic access to capital without the delays of traditional financing.
HML Solutions stepped in to structure a $1,400,000 cash-out refinance at 60% loan-to-value, allowing the borrower to unlock significant equity while maintaining a strong financial position. By leveraging their residential asset, the borrower was able to quickly secure the funds needed to pursue a major commercial acquisition opportunity.
Our streamlined process and flexible underwriting made it possible to close efficiently, ensuring the borrower didn’t miss out on the deal. The capital provided immediate liquidity, positioning them to expand their operations into a larger, more functional space tailored to their business needs.
This transaction highlights the power of creative financing using existing real estate to open doors for future growth. At HML Solutions, we pride ourselves on delivering customized lending solutions that empower our clients to scale, invest, and succeed on their terms.
