Address: Lantana, FL 33462
ARV: $515,384 (As-is)
Loan Amount: $335,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 12%
LTV 65%
Loan Purpose: Bridge Loan
Funded February 25, 2026
HML Solutions recently funded a $335,000 bridge loan secured by a unique redevelopment property in Lantana, providing the borrower with fast capital to pay off an existing mortgage and continue executing a value add redevelopment strategy. By cross collateralizing additional properties owned by the borrower, we were able to structure a flexible financing solution that addressed both the complexity of the asset and the borrower’s immediate timeline.
The collateral consisted of an older mobile home situated on approximately 7,000 square feet of land with strong redevelopment potential. The borrower owned both the land and the mobile home, creating additional flexibility and long term upside. The primary strategy involved subdividing the parcel into two separate buildable lots, increasing overall property value and creating future development opportunities.
After acquiring the property, the borrower moved forward with plans to split the lot but required immediate liquidity to satisfy an existing mortgage obligation and continue advancing the project. Due to the age and nature of the mobile home, traditional lenders were unwilling to finance the transaction or move quickly enough to meet the borrower’s needs.
Through HML Solutions’ asset based lending approach, we structured a short term bridge loan secured by both the subject property and additional collateral, allowing the borrower to unlock equity and continue progressing with redevelopment plans. The transaction highlights HML Solutions’ ability to finance non traditional assets and create customized lending solutions for investors pursuing unique value add opportunities.
