Address: Jupiter, FL 33469
ARV: $12,000,000 (As-is)
Loan Amount: $3,500,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 12%
LTV 30%
Loan Purpose: Cash-out Refinance
Funded January 12, 2026
HML Solutions recently funded a strategic $3.5M construction bridge loan secured by a luxury residential estate in Jupiter, providing the borrower with fast capital to complete a major renovation project already nearing completion. Structured around the strength of the asset and substantial existing equity, the financing delivered the liquidity needed to finalize construction and protect a multimillion dollar investment.
The collateral consisted of a high value residential estate situated on approximately 1.2 acres within one of South Florida’s premier coastal submarkets. The property was undergoing an extensive renovation that included a partial teardown and significant additions designed to increase both square footage and overall market value. At the time of funding, the project was approximately 95% complete, with a recent appraisal valuing the property at approximately $12,000,000.
The borrower was introduced to HML Solutions through a broker while in the final stages of construction and required immediate access to capital to push the project across the finish line. Due to the timing and complexity of the transaction, traditional lenders were unable to move quickly enough to meet the borrower’s needs.
Through HML Solutions’ true asset based lending approach, the transaction was structured with no credit check and no financials required, allowing our team to focus strictly on the strength of the collateral and the near complete status of the build. We delivered a fast closing that provided the borrower with the working capital necessary to complete construction and move the project toward final stabilization and resale or long term hold.
