Address: Bradenton, FL 34209
ARV: $5,550,000 (As-is)
Loan Amount: $550,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 12%
LTV 10%
Loan Purpose: Purchase
Funded April 25, 2025
Located in Bradenton, this luxury residential property is a high-value asset within an established coastal community. The home is valued at approximately $5,550,000 and offers expansive living space, upscale finishes, and strong long-term appreciation potential in a highly desirable submarket.
The borrower, an experienced investor, had recently sold multiple properties and was in the final stages of completing a 1031 exchange. With strict timelines in place, they found themselves slightly short on the capital required to close on the replacement property—putting the entire exchange at risk.
HML Solutions stepped in immediately. Our team conducted a same-day property inspection and quickly moved through underwriting to structure a $550,000 loan at just 10% LTV, leveraging the strength of the asset. We successfully closed in only 4 days, ensuring the borrower met their 1031 exchange deadline without disruption. This deal highlights our ability to move fast on high-value assets and provide strategic, time-sensitive capital—helping investors protect their positions and execute seamlessly in competitive markets.
