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True Asset-Based Direct Private hard money loans for real estate.

NO Bank Statement, NO Credit Check, NO Tax Returns!

Do you require fast financing for your real estate needs? Since 2010, Hard Money Loan Solutions has operated as a non-bank private lender specializing in Purchase, Refinance, Cash-Out, rehab, Foreclosures, Acquisitions, Bridge, and Constructions loans for Single-Family Houses, Apartment Complexes, Automotive Repair Shops, Bars, Campgrounds, Dry Clearners, Convenience Stores, Gas Stations, Golf Courses, RV Parks, Marinas, Industrial facilities, Manufacturing Facilities, Land Motel, Office Buildings, Self-Storage, and Restaurants.

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Why Choose HML Solutions?

Are you in need of a fast and trustworthy hard money loan provider to power your commercial real estate ventures? Our experienced team of commercial lending experts is ready to deliver dependable financing tailored to your unique vision. As a top-tier private lender, we specialize in customized loan solutions that align with your business objectives and today’s market demands. We recognize that time is critical in real estate, which is why our efficient, streamlined process ensures rapid approvals and smooth, timely closings—so you can focus on getting the deal done.

4.9+ Stars on GOogle

Our customers love us. Check out our reviews.

Jason was absolutely amazing throughout the entire process of helping my client close on their investment property. His communication was clear, consistent, and always thoughtful. He went above and beyond to ensure everything stayed on track and made what could have been a stressful process feel smooth and easy. You can tell he truly cares about his clients and partners—his professionalism, knowledge, and kindness really stood out. I’m so grateful for his support and can’t wait to work with him again!

The Nine Collective

If you're looking for a reliable and responsive hard money lender in Delray Beach, look no further. My experience working with Jason has been nothing short of exceptional. They specialize in hard money and bridge loans, and their knowledge of the South Florida real estate market truly sets them apart.

Julie Clark

Needed a loan to close on a property to qualify for 1031 exchange in 1 week. Jason was upfront and clear about their terms, and was able to produce funds when we needed them. He came across the state to meet me and my family, was professional, and friendly. I wish all business transactions went this smooth. In 6 months I can refi for a lower rate, life is good.

Mike Howell

Jason and his team are simply amazing! They provide funding super quick and the process is simple and easy. Also something that makes Jason and his team stand out is they answer their phones! You can reach them anytime and Jason is super knowledgeable and pays attention to details and always provides the best Hard Money Loan.

Dan Vallee

Recently Closed Loans

Gulf Breeze, Florida

On January 16, 2025, we funded a $160,000 cash-out refinance loan for an experienced investor in Gulf Breeze, FL, based on an as-is property value of $500,000 (32% LTV). The borrower, who owns the property outright and operates his real estate business there, sought immediate capital to acquire another rental property. Given the strong comps and property potential, we structured a 36-month, interest-only loan at a 12% rate to support his continued investment strategy.

Land O' Lakes, Florida

On January 14, 2025, we issued a $130,000 cash-out refinance loan for an experienced investor in Land O’ Lakes, FL, based on an as-is value of $302,500 (43% LTV). The borrower, who owns the property free and clear and currently rents it for $1,700/month, sought funds to support a new business venture. We structured a 24-month interest-only loan at 12%, including six months of guaranteed interest, to provide the working capital needed while she maintains her rental income stream.

Fort Myers, Florida

On January 16, 2025, we funded a $1,550,000 cash-out refinance for an experienced investor in Fort Myers, FL, secured by a beachfront property valued at $3,000,000 (50% LTV). The borrower sought capital for business expenses and owned the property free and clear. During due diligence, a recent bankruptcy tied to equipment from a sold business surfaced, delaying the process. After a three-month wait for the court to approve the discharge and our loan, we successfully closed the 12-month, interest-only loan at a 13% rate.