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HML Solutions is happy to schedule on-site consulting services for all of Columbia County including the cities of:

Lake City – Fort White – Five Points – Watertown

Columbia County is home to a wide range of commercial projects. When there is a need for capital to fill in gaps in financing or to take advantage of time-sensitive business opportunities, HML Solutions can help. We provide bridge and hard money loans for commercial projects throughout Columbia County, including Lake City, Fort White, Five Points, Watertown, and all locations in between. Our loans are designed to keep projects on track so local entrepreneurs can start generating revenue.

Bridge and Hard Money Loans in Columbia County

At HML Solutions, we understand that each commercial project has its own unique requirements and schedules. Because of this, we are committed to providing fast closing times and efficient processing, to get you the financing you need, when you need it. Bridge and hard money loans from HML Solutions can be scaled to fit commercial projects of any size in Columbia County. Our loans are versatile and can be applied to a wide range of projects and property types, including:

  • Single Family Units
  • Multi-Family Units
  • Real Estate Purchases
  • Short Sales
  • Construction Loans
  • REOs
  • Foreclosure Properties
  • Unique Projects (contact us)

The Advantages of Bridge and Hard Money Loans in Columbia County, FL 

HML Solutions provides an alternative to traditional lending channels that have prohibitively high requirements, long processing times, and arbitrary loan board approvals. We perform an analysis of property and hard assets to structure our bridge and hard money loans. This allows us to offer fast closings and quick access to funds for commercial projects. We also offer on-site consulting services so we can further tailor our bridge and hard money solutions to fit the needs of your commercial projects in Columbia County. Approvals and processing as handled in-house, so our clients can take advantage of the benefits offered through our bridge and hard money loan programs, such as:

  • LOAN AMOUNTS: $50K – $50M+
  • LTV: Up to 75% of the as-is value or purchase price (whichever is lower)
  • TERMS: 1 – 5 Years
  • RATE TYPE: 6.99 – 12% fixed
  • AMORTIZATION: Interest only
  • PREPAY PENALTY: None (Repay the balance at anytime during the term)
  • CLOSINGS: 1 – 2 Weeks

Contact HML Solutions Today

Whether you need financing to complete your current commercial project, if you are lining up a project in the near future, or if you need extra capital to cover immediate costs on a time-sensitive opportunity, HML Solutions can help. Our team will work with you to understand your needs, and structure a solution to help you reach your goals quickly and efficiently. To finance your commercial projects in Columbia County, contact the professionals at HML Solutions today.


Contact us today for a free consultation and get started with a loan process that often closes within 10 days.

For super quick service, fill out the form on this page. We’ll do an immediate review, then we’ll contact you right away to begin your hard money loan or bridge financing process.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

Business Address(Required)

Property Information

Property Address(Required)
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