BRIDGE LOANS
Hard Money & Bridge Financing Solutions
Get a Bridge Loan – Fast, Flexible Funding from HMLS
When timing makes or breaks a deal, you need a lender that moves as fast as you do. Hard Money Loan Solutions specializes in high-speed, high-flexibility bridge loans designed to help individuals, real estate investors, business owners, and developers close quickly—without the delays, documentation, and restrictions of bank financing.
Whether you need immediate capital to secure a new property, cover a gap between transactions, complete construction, or rescue a deal stuck in underwriting, HMLS is the trusted lender that delivers.
With loan amounts from $100K to $100M+, nationwide lending, and closings in 1–2 weeks, you get the speed, simplicity, and certainty required to move forward confidently.
Ready to get a bridge loan? Apply now and get pre-approved in minutes.
Why Get a Bridge Loan Through Hard Money Loan Solutions
HMLS bridge loans are designed for speed, flexibility, and real-world investor needs. While banks are still gathering paperwork, we’re already funding deals. Our bridge loans are flexible and offer several benefits to the borrower. While the specifics vary depending on the project and client, the general characteristics of a loan are as follows:
- Loan Amounts: $100K–$100M+
- LTV: Up to 65% of as-is value or purchase price
- Rates (APR): 11%–12%
- Terms: 1–3 years
- Closing Time: 1–2 weeks
- Amortization: Interest-only
- Loan Types: Single Family, Multi-Family, Bridge Loans, Real Estate Acquisition, Short Sales, Construction Loans, REOs, Bank Foreclosed Properties
We combine direct private lending, flexible qualifications, and fast closings—giving you reliable access to capital without credit score requirements or endless underwriting.
Get started today and unlock fast funding for your next deal.
What Is a Bridge Loan?
A bridge loan is short-term financing that “bridges the gap” between immediate capital needs and long-term financing. Investors use bridge loans to close fast, secure opportunities, renovate properties, or refinance delayed deals.
Instead of analyzing tax returns, W-2s, or deep financial history, HMLS focuses on:
- The property value
- Equity position
- Your exit strategy
This streamlined approach allows us to make immediate decisions—helping you secure deals banks can’t close in time.
Bridge loans are the smart choice when you need to act fast or execute complex real estate strategies without traditional financing barriers.
Who Should Get a Bridge Loan?
HMLS bridge loans are ideal for:
- Investors securing a new property before selling another
- Developers needing capital while waiting on long-term financing
- Buyers competing in fast-moving markets requiring quick closings
- Investors acquiring REOs, short sales, or distressed properties
- Borrowers needing to exit hard situations (delays, expired approvals, lender fallout)
- Owners completing renovations or value-add projects
If timing, flexibility, or unconventional property types are involved, a bridge loan is often the best—and sometimes the only—path to closing.
Why Use Hard Money Loan Solutions for Your Bridge Loan?
HML Solutions is not a broker—we’re the lender. That means speed, certainty, and direct access to decision-makers.
Here’s what sets HMLS apart:
- Lightning-fast closings
- No income verification
- No credit score requirements
- Custom loan structures for complex deals
- Cross-collateral options available
- Active all across the U.S.
- High loan amounts for large or luxury acquisitions
From Palm Beach to Miami, Tampa, Orlando, Jacksonville, and nationwide—HMLS funds the deals other lenders can’t.
Apply now to get a bridge loan tailored to your investment strategy.
Bridge Loan FAQs
How fast can I get a bridge loan?
HMLS can fund bridge loans in 1–2 weeks, depending on appraisal and title.
Do I need good credit to qualify?
No. HMLS is equity-based—we focus on the property and deal structure, not your credit.
Can I get a bridge loan for an investment property?
Yes. We fund SFRs, multis, fix-and-flips, commercial, construction, REOs, and more.
What’s the maximum loan amount?
HMLS funds $100K to $100M+, depending on collateral value.
Do you lend outside of Florida?
Yes. HMLS offers bridge loans in all U.S. states except for California, with a strong presence in Florida.
Get a Bridge Loan Today with HMLS
When the right opportunity appears, waiting weeks for a bank to decide can cost you the deal.
HMLS offers fast, flexible bridge loans that close quickly and empower you to act with confidence.
Don’t lose momentum—secure your funding now.
HML QUICK APPLICATION
Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:
