A Hard Money Loan Calculator helps real estate investors understand the true cost of short-term financing for fix-and-flip or investment projects. By evaluating key factors such as purchase price, rehab costs, ARV, LTV, interest rate, loan term, and points, the calculator quickly shows the expected loan amount, monthly interest-only payments, and total borrowing costs. This gives investors a clear financial outlook before committing to a deal, ensuring they can accurately project profits, compare lenders, and determine whether the investment aligns with their strategy and budget.