Address: Port Saint Lucie, FL 34984
ARV: $1,200,000 (As-is)
Loan Amount: $625,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 13%
LTV 50%
Loan Purpose: Cash-out Refi
Funded December 22, 2025
The borrower, an existing owner, had both a first and second mortgage in place, with the second held privately creating a barrier to a conventional refinance. The goal was to consolidate both liens into a single, streamlined loan, allowing time to season the debt and position the property for a refinance within six months.
Located in Port Saint Lucie, this single-family home sits on approximately 0.23 acres and spans over 2,000 square feet, featuring a 4-bedroom, 2-bath layout. The property is situated in a stable, well-established neighborhood with consistent rental demand.
HML Solutions stepped in and structured a refinance to pay off both existing liens while simplifying the capital stack. With efficient underwriting and fast, decisive execution, we met the required timeline providing the borrower with immediate flexibility and a clear path forward.
