Address: Pembroke Pines, FL 33029
ARV: $280,000 (As-is)
Loan Amount: $140,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 13%
LTV 50%
Loan Purpose: Cash-out Refi
Funded October 27, 2025
HML Solutions recently funded a strategic equity based loan secured by a mobile home property in Pembroke Pines, providing the borrower with fast, flexible capital for both property improvements and business related expenses. Structured at 50% loan to value, the financing allowed the borrower to leverage existing equity while maintaining long term ownership of the asset.
The collateral consisted of a mobile home situated on a 3,825 square foot lot featuring a 2 bedroom, 2 bath layout with approximately 1,464 square feet of living space. Built in 1983 and previously purchased for $260,000 in 2022, the property included both the land and the mobile home, creating additional value and control compared to leased land mobile home scenarios.
The borrower, an owner user and investor, was seeking reliable access to capital to complete ongoing property enhancements while also supporting operational business needs. With equity already established in the asset, HML Solutions was able to provide a streamlined financing solution tailored to the borrower’s objectives.
Through our asset based lending approach, the borrower gained immediate liquidity without the delays and restrictions often associated with traditional financing. The transaction highlights HML Solutions’ ability to finance non traditional collateral while helping borrowers unlock equity and maintain momentum across multiple investment and business goals.
