Address: Kissimmee, FL 34744
ARV: $3,500,000 (As-is)
Loan Amount: $1,000,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 12%
LTV 30%
Loan Purpose: Cash-out refinance
Funded 05- 22- 2025
This deal tells the story of vision, stewardship, and strategic execution. In 2016, the owners took a bold step by acquiring a local church property through a lease-to-own agreement for $2.4 million. After completing thoughtful renovations, they officially purchased the asset in 2018 at the same price, transforming it into a well-maintained, income-producing space.
Today, the property spans over 9 acres and includes a 9,000-square-foot multi-tenant commercial building. As part of their growth strategy, the owners are subdividing the land into two parcels 7.63 acres and approximately 1.38 acres both with utilities and parking in place.Recognizing the strength of the deal, HML Solutions moved quickly, funding a $1,000,000 loan at a conservative 30% loan-to-value in just days. With a prior appraisal of $3.5 million and a buyer already lined up post-subdivision, the exit strategy is clear sale proceeds will pay off the loan, completing a seamless and successful transaction.