Address: Cape Coral, FL 33991
ARV: $316,000 (As-is)
Loan Amount: $150,000.00
Loan Structure: 12 Months Interest Only
Interest Rate: 12%
LTV 50%
Loan Purpose: Cash-out Refi
Funded January 14, 2026
HML Solutions recently funded a strategic cash out refinance secured by an income producing single family property in Cape Coral, allowing the borrower to unlock equity quickly and reinvest into additional real estate opportunities. Structured at 50% loan to value, the financing provided immediate liquidity while allowing the borrower to retain ownership of a strong performing rental asset.
Located within a desirable gated community, the property features approximately 1,800 to 2,000 square feet of living space with a 3 bedroom, 2 bath layout. Positioned in a strong rental market, the home currently generates approximately $2,200 per month in rental income and carries an estimated value of $316,000. Owned free and clear, the property presented an ideal opportunity to leverage existing equity for future investments.
The borrower inherited the property and recognized its value as a stable, cash flowing investment. Looking to continue growing his real estate portfolio, he partnered with HML Solutions to access capital efficiently without having to sell the asset or disrupt current income.
Through our streamlined asset based lending approach, the borrower was able to quickly redeploy capital into another investment property and continue scaling his portfolio. The transaction reflects HML Solutions’ commitment to helping investors leverage existing assets to create new opportunities and continue building long term wealth.
