Hard Money & Bridge Financing Solutions For The Greater Cottondale Area


Incorporated in 1905, Cottondale, FL, was once a busy exporter of cotton, eggs, and chicken. With easy access to Dothan, Alabama, and Panama City, Florida, Cottondale is known as the Crossroads of the Panhandle. Here at HML Solutions, we’re dedicated to helping our neighbors in Florida. We have a local team available to help you get the hard money or bridge loan you need to expand your business or fix up your property in Cottondale.

A Simplified Application Process for Hard Money and Bridge Loans in Cottondale

We want you to have the best chance at success. That’s why HML Solutions is here for you, with a hard money or bridge loan and quick approval process that doesn’t take your credit into account like traditional loans do – because we know how tough it can be keeping good credit these days! When there are financing difficulties in our community, we’re happy to lend a helping hand by providing all of the resources needed so anyone has an opportunity to succeed.

HML Solutions is a company that specializes in short-term loans for property transitions. We offer rates and turnaround times that banks can’t, which are especially important when there might be gaps within financing; these loan types are called bridge or gap loans. Our experienced team understands the need to provide rapid approval on financial matters such as this one – so you know your project will go smoothly if we approve it!

Excellent Loan Terms and Interest Rates

Hard money and bridge loans offer several benefits to the borrower. The specifics vary depending on various factors, but generally a loan has these characteristics:

  • Loan amounts can range from $100K up to $50M+
  • There are different types of bridge loans that include single family homes as well multi-family properties and short sales or bank foreclosed houses
  • Borrowing is possible for LTVs (loan-to property values) with
  • An interest only repayment plan lasting 1 – 5 years
  • And rates starting at 6.99% APR

Hard Money Loans and Bridge Loans for Any Type of Commercial Real Estate Project

For anyone looking to buy a property, the best way is usually with two properties. This leaves you an option of either selling one and building equity through rent until it sells or buying another investment that will also provide some good cash flow for your financial needs in between sales. If you have a project that needs speed, flexibility, and convenience, bridge loans could be the solution for you. Bridge loans are perfect when dealing with this situation because they offer money without having to wait on sale time frames so if you’re already thinking about investing then take advantage now!

Contact us today for a free consultation and get started with a loan process that often closes within 10 days.

For super quick service, fill out the form on this page. We’ll do an immediate review, then we’ll contact you right away to begin your hard money loan or bridge financing process.

Note: All submitted information is kept in strict confidence and used solely for the purpose of obtaining a hard money loan and/or bridge loan. We do not share your information with any third parties without your consent.


Use our quick-start application below to begin the process. Once received, we will contact you via phone to verify your interest and to gather a few more details:

Business Address(Required)

Property Information

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